How to Write an Auto Accident Demand Letter

June 19, 2023
Side Crash of Two Cars

When you have been in a car accident and sustained injuries, you know your priority is always to recover your health. However, you also know that you will be dealing with extensive medical bills and may suffer important financial consequences for that reason. You also know that the accident and your injuries happened due to the negligent actions of someone else, and you want them or their insurance company to provide you with the compensation you deserve to cover your injuries and losses. What you may be struggling with now is how to communicate to the insurance company everything that has happened and why you are asking for the amount you seek.

What is An Auto Accident Demand Letter?

A demand letter is a document that contains your version of the accident. It would also explain the medical treatments and costs related to you recovering your health. Be specific with all your descriptions and explanations so that no doubts may crop up.

Pro Accident Lawyers recommends that you take the time to gather all your medical records and bills, as well as any other proof of expenses you have incurred due to the accident, before you start drafting your letter. If your injuries are severe and will take time to heal, you may want to wait until you have a clearer picture of the long-term treatments, surgeries, or medications you will require and include in your letter an amount to cover these predicted future expenses.

Drafting a Demand Letter

As with any other important document, a demand letter starts with your name and contact information as well as the date on which you are writing it. Add information on the other driver, any claim number, and the date on which the accident took place.

Use the first paragraph to make a detailed account of the accident. When, where, and how it happened. Include as many details as possible.

In the second paragraph, describe the injuries you sustained and every step in their treatment. Start by providing a medical diagnosis for your condition. Share every visit to a doctor and every treatment you have received. Include any medications you have been prescribed, any costs of transportation to and from medical appointments, and any medical devices you have had to acquire to respond to your medical needs.

Continue the letter by listing all medical treatments you have received in chronological order, adding the amount you have had to pay for each and how much you expect to have to pay for future treatments. It is important to add here the amount you are seeking for pain and suffering and other intangible items such as emotional distress, PTSD, loss of enjoyment of life, loss of consortium, and others. Your Portland, Oregon, Pro Accident Lawyers team of top-rated car accident attorneys will help you determine how much these items are worth.

Keep in mind that with full certainty, the insurance company will negotiate you down to a lower amount. Therefore, it is a good strategy to start with a larger figure so that when negotiations are over, you will be satisfied with the final number.

Car Accident Demand Letter

Work With a Pro Accident Lawyer

The insurance company will likely not have your best interests at heart, no matter how desperate your situation has become or how severe or extensive your injuries are. They have a responsibility to their stakeholders and an army of lawyers who is ready to step in and negotiate on their behalf.

Knowing this, it is almost impossible to imagine that someone who has just been injured and is in pain and, additionally, has no experience dealing with insurance companies will not obtain the best payout. What’s more, someone who is inexperienced in these matters may fall for the insurance company’s pressure tactics when they say that whatever offer they have given you is their best one, and you will probably end up with nothing if you do not sign on the dotted line right away.

However, your Portland, Oregon, Pro Accident Lawyers will have the necessary legal knowledge, negotiating skills, and a desire to protect your legal rights. We also know how to place a fair value on your claim by adding all of your economic and non-economic damages. And, if your situation warrants it, we will also ask for punitive damages to make sure the party at fault pays for their particularly negligent conduct towards you.

When you work with a Pro Accident Lawyer in Oregon, you can rest assured that we will not stop until we are able to get you the fairest compensation to which you are entitled.

Schedule an initial consultation and let us hear your story. We will not only gather all the information that you provide but will get all the evidence available to strengthen your claim and build a more robust case for your defense.

Our Auto Accident Fees

One reason why you may be hesitant about working with an experienced car accident attorney is that you are convinced that you are unable to afford our fees. Or that having to pay a lawyer will put you in even deeper financial trouble than you are now. When you schedule your initial consultation with a Pro Accident Lawyer, you may be surprised to discover that we work on a contingency basis. This means that there are no out-of-pocket costs to you, and we will not get paid until you are.

When you work with an Oregon Pro Accident Lawyer, we know that you will be able to focus your attention on the medical aspect of your case and the recovery of your health, which is always your priority. Our Portland, Oregon legal team will take care of the legal side of your case and will not stop working for you until you are satisfied with the settlement amount. If a settlement is not a possibility, we are also prepared to take your case to court. Call us today.


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